Don't get me wrong I am doing well financially. I am stable and able to pay my bills and still collect savings. The Problem with my finances is my schooling right now. This is the most redundant school that I have attended... I understand I am partial to blame.
Last semester wasn't my best semester at the school I am attending. I had a rough time studying and I fell ill for the first two weeks of classes and I even had to call in sick to work for almost the whole period I was ill. So my grades sank no matter what I tried. My classes were based on attendance and missing over 6 days in each class resulted in my grade going from an A to a C.... so even after trying to do makeup homework my grades weren't passing... I failed it out.
now this is where it gets bad. I apply for the spring semester and the school says I have to file for academic Probation to improve study habits. I agree and pass the test to reapply for classes in the spring. Everything went fine. I was approved for my loans, I got a change check. All was paid for, books were ok and I felt comfortable. Well I then review my finances tab on our internal College website and it claims that I owed fifteen hundred dollars. I review the reason why. The pell grant that I was given and that had already been cut in a check they claimed that I needed to pay it back. Ok I understand if I didn't have satisfactory grades for a pell grant then they shouldn't have approved a pell grant and cut the check in the first place. Luckily I had all the money stored in savings.
Here is the catch. Even though I had all this approved and I was clear for the loans, today they rebuked my loans and say I owe over 6K.... 6K! I don't have that money, not even per semester does it cost 6K.... where am I supposed to come up with the money for this problem. Next on my hate is my phone is dead so I can't even call to find out what is going on in the finances office of the campus. So I have to wait until I get to a charger after my classes, but with my cramped schedule I have no free time. I am either studying, or working 32 hours a week. Combined with studying, school, and work I have roughly 20 hours a week to myself. Of these 20 hours I can't be selfish because I also like to spend time with my wife, so I dedicate at least 10 of these hours to her. That leaves me with 10 hours in a 7 day week. That is just a little more than 1 hour a day. This hour normally is at about 11 PM. EVERYTHING IS CLOSED.
I am so frustrated right now cause this means that I have to take time off work to find out why my college is trying to screw me over financially and mess up my credit score. I wish that money didn't exist and that I didn't have to fret about these problems. I already have a huge workload as it is....